Wednesday, November 23, 2011

Can banks call at night for late mortgage payment, in CA?

I know that California has some laws about creditors calling after 6 or 7pm, but does that apply to banks, mortgage companies? If you could put the exact law that would be great. Thank you.Can banks call at night for late mortgage payment, in CA?
Calling after 9:00 PM would be illegal.





Tell your lender not to ever call you again and if they want to contact you do it by mail.Can banks call at night for late mortgage payment, in CA?
They can call from 8 am to 9 pm. If they call at a time that is inconvenient you can tell them not to call from 6-7 because you are having dinner.
6 or 7 is NOT late at night.


Pay or stop complaining.


They may be calling to see about loan modification or forbearance.
I don't think a bank will be calling you at 6 or 7 PM because they close at 5 at the latest. Even if they did 6 or 7 would never be considered late. Creditors are allowed to call until 10PM

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