Can you keep your current mortgage when you sell your house for your next house?

I have a 30 year fixed at 4% (yes you read that right, it is FIXED and it is four percent) I want to know if i sell in a few years can i keep that when buying my next house if the mortgage is exactly the same? I really dont ever want to lose that interest rate.Can you keep your current mortgage when you sell your house for your next house?
Technically no because the mortgage if for the particular property you are buying. If you change the property you will need a new mortgage. You can however talk to the bank about rolling over your rate when you get closer to selling.Can you keep your current mortgage when you sell your house for your next house?
nope.


each mortgage is property specific.
Quick answer is no.It is fixed for this property and cannot be rolled over to a new property.
No.





The mortgage company knows that almost everyone sells their home or refinances it well before the 30 years is up. I think the average life of a 30 year loan is about eight years. They would not be so quick to make 30 year loans at such great interest rates if they knew that the average loan life would be much longer than eight years.
No. The existing mortgage is specific to both you and the property.
Dream on !





When you sell your home, the mortgage will have to be paid up.





The only way you will keep that 4% mortgage is to keep your home until the mortgage is paid off.