How many people have had to pay a high brokers fee? Or taken a higher interest rate to be fee free?How easy is getting a mortgage?
not hard if you have good credit . . me and my husband have always been able to tell the bank what we want and our bank has always come through . . we've never paid a broker fee . . we own 2 properties and are paying mortagage on 2 other properties (one a cabin the other a rental prop)How easy is getting a mortgage?
Im a mortgage advisor it all depends on indivudal circumstances eg credit problems. My fee ranges from 拢0 to 拢500 it just depends. It always best to work out what works out cheaper over a few years, the lower the rate with an higher fee is not always the bests option.
getting a mortgage depends on your income, your credit history and your ability to be able to pay back the monthly amount ie the affordabiility. shop around most places have offers on just remember to read the small print that you are not tied to it for too long or penalised if you want to move to another mortgage provider.
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