How late can you pay your mortgage?

I was just wondering how far behind do you have to fall for them to forclose on your house?How late can you pay your mortgage?
Approximately 9 months will pass before they will foreclose. However, you need only be behind several months before they start proceedings. Varies by bank.How late can you pay your mortgage?
They are legally allowed to begin foreclosure proceedings if you are behind ONE month. They rarely actually do until you are 3 or more months behind. In the US, you would probably have longer at this time, especially if you are trying to work with the lender. They have more foreclosures than normal and actually don't want to own your home.
My guess is after 3 months you will have piqued their interest. Better not to test my assumption. If you can't afford to pay your mortgage you need to come to the realization you can't afford your home. Think about selling it.
Usually, you would have to fall behind a certain number of months.





I would suggest you not find out. Call your mortgage company and explain your situation. Try and work together.
It depends on the bank. They don't want to foreclose because it costs them a lot of money. Typically need to be behind 4 - 6 months for things to get really bad.
A few months would go by before they would start proceedings