Friday, August 20, 2010

Does anyone know what to bring to the bank to get a mortgage approval letter?

Also, if you don't want them to check your credit score because every time the outsiders check your credit score, your credit score will drop, so I decided to bring a copy of my recent credit score instead...will that work?Does anyone know what to bring to the bank to get a mortgage approval letter?
Pay check stubs, savings account statements. Rental receipts (if this is your first house) utilities bills if you have them. 2008 Income tax return to verify employment and dependents. You're fico should not go down each time you apply for Mortgage approval. But provide a copy of your Recent credit printout.Does anyone know what to bring to the bank to get a mortgage approval letter?
They will check your credit scores themselves regardless. In any case, you'll need your 2008 Income tax return, pay stubs and valid identification.
Paystubs. IDs. List of all credit cards, debts. W-2s from last year or tax return 2008.


Usually they will pull your credit, it's just a little ding.
If you're applying for a mortgage or preapproval, they WILL pull your credit themselves. No way around that.

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